{A simply luxurious life, while full of the concept less is more, luxuriates in the decadence of high quality, complementary style and an appreciation for the beauty that surrounds us in decor, fashion, nature and people themselves. One does not need to maintain a balance in the bank that one might associate with a millionaire, however, it would be a mistake for me not to address the fact, that being secure financially – just the knowledge of this fact – brings about a priceless piece of mind that contributes greatly to a well-balanced simply luxurious life.

With that said, peruse through the entire archives focused on Money here where I focus on sharing a bit of financial food for thought that will help you create a sound financial life that makes it possible to make the choices that will help you create the life of your dreams.  Because after all, simply having choices is a luxury – enabling independence, however we might choose to go about our every day lives. }

One of the daily emails I receive is from The Daily Worth which shares small tidbits of information how to be more financially savvy.  Earlier in the week they shared a tip that has saved me hundred of dollars a year, and I had to pass it along.

We all are reminded that we must stay in shape, burn calories and be active, but at what expense?  When I first moved to Portland in my early twenties, I immediately dashed to the local 24 Hour Fitness in my area and became a member. With monthly payments of over $30 at the time I felt it was a good investment, however, when my budget changed a few years later due to my first home purchase, I had to reprioritize what was worth my hard earned dollar.  Could I sufficiently work out on my own or did I need to pay over $300 a year to make sure I got my little fanny over to the gym?

Well, after much contemplation and after reading Mireille Guiliano’s French Women Don’t Get Fat, I convinced myself that I could forgo the gym.  I gave myself six months.  As a way of taking preventative measures, I paid for a one time session with a personal trainer I trusted and asked her to show me all of the free weight and strength exercises I could do in the comfort of my own home and still reap the same effects.  That particular investment saved me oodles and seven years later, I am still no longer a member of a gym, am in the best shape I have ever been and have more money in my bank account, which feels great.

Here are a few ways to help transition from working out at the gym to working out successfully at home:

1. Dog Owners – there is no excuse! Walk, walk, walk – each day.  You’ll receive more dog kisses because of it, and they will sleep much more soundly, as will you.

2. Make a date with a friend to walk or run.

3. Schedule to do your strength workouts or treadmill during your favorite show so that you’re more motivated to hop up and get going. Or watch a movie or program your DVR.

4. Schedule your workout time like an appointment for work. After all, we’re talking your health which is paramount to success everywhere else in your life and in your relationships.

5. Work out in the morning before the day takes on a life of its own.

6. Purchase fabulous workout clothes.  Just because you’re working out at home doesn’t mean you shouldn’t look your best. All the more reason to stay fit.

Out of curiosity, I would love to know what works for you when it comes to working out at home, traveling or on your own. Do share.